A homeowner is having trouble fixing a helicopter drop issue in their house after the homeowners’ insurance company says the homeowner could be subject to a $200,000 penalty.
According to a letter obtained by ESPN, the homeowners insurance company claims that a helicopter could be considered a “drop” on a property.
“The homeowner is not aware of any other insurance companies in the state of Texas that would claim a drop is a drop,” the homeowners policy states.
“Therefore, it is not known to what extent the homeowner is liable under this policy.”
The homeowners insurance policy does not specify how much the homeowner would owe.
“Due to this limitation, the homeowner’s liability is limited to the homeowner,” the policy states, adding that if the homeowner decides to have the helicopter removed, he or she must provide proof that the drop was a drop.
The homeowners policy also states that the homeowner will have to pay the insurance company $20,000, and then “if any of the homeowner repairs or otherwise improves the home, the liability is reduced to $20.00 per month.
If the homeowner does not fix the issue, the policy says the homeowners liability will be reduced to only $10,000.
The homeowner’s insurance company also notes that the homeowners may be able to file a claim with the state Division of Insurance.